You probably bought your home thinking that you were making a wise investment and that your home would provide you and your family with stability and financial security in the future. If you now owe more on your home than it's worth, things obviously didn't go as planned. Your home isn't only a bad investment, it may be toxic, and it may be threatening your family's financial future. You may be losing sleep, your marriage may be strained, and you may be paralyzed by anxiety and fear about your future.
                    - Brent T. White, Underwater Home

You are not alone!

If you are reading this site there are some things we already know about you.

• The obvious – your home is in imminent financial distress. You are not unique. Over 16 million home owners are facing similar circumstances
• It’s not just the house! You didn’t just wake up one day and decide to put your home in financial distress. Not only have values plummeted across the US but exotic mortgages have seen payment amounts double at the same time. It could have been loss of a job, divorce, a catastrophic health issue, or a death in the family…these are just a few of the reasons we have encountered in helping people just like you. Alltogether it’s likely taking an emotional toll including anxiety, losing sleep and straining relationships.
• Doing nothing is the worst course of action. We know it’s daunting. You are fighting every day to just keep your head above water. You may be so overwhelmed you just feel like giving up and letting your creditors have the house. Whether you have missed your first payment or you are weeks away from the foreclosure auction, you still have options.

At Nest Financial, we have helped hundreds of homeowners in similar situations. However, there is no such thing as a ten step guide to get you out of your current position. Every person’s situation is unique and requires the guidance of an expert in dealing with the banks, each of which has their own quirks in how they negotiate with the consumer. We are that expert.